Board of Commissioners


Adrian Asharyanto Gunadi, SE, MBA - Chairman

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Asharyanto Adrian Gunadi (36 years) completed the Master of Business Administration in Finance from the Rotterdam School of Business, Netherlands in 2003 after graduating as a Bachelor of Economics from the University of Indonesia in 1999. Started his career in banking at Citigroup in 1999 and in 2006 received the International Assignment as Associate Director, Islamic Products, Standard Chartered Saadiq in Dubai, United Arab Emirates. Has served as Head of Sharia Banking in PT Bank Permata Tbk in 2009 and now joins the Bank Muamalat Indonesia as Director of Retail Banking. He officially became Commissioner Al Ijarah since April 24, 2012.

Fahad Al-Falah - Members

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Fahad Al-Falah (34 years) received his Bachelor of Science in economics and finance from Boston College, Boston, USA and was educated at the London Business School MBA. He started his career in equity research division of JP Morgan in New York in 1999, this time he served as Principal Boubyan Capital Investments in Kuwait. In the course of his career, he has worked on several large banks and investment firms in Kuwait such as the Global Investment House, Kuwait. He also was a consultant at the Boston Consulting Group in Dubai, United Arab Emirates.

Matloob Ahmed Khan - Members

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Mr. Matloob Ahmed Khan (64 years old) obtained his B. Com degree in 1965 and his MBA in finance in 1968. Currently he is a senior advisor of the International Leasing and Investment Company (ILIC) coordinating the establishment of new leasing companies in several IDB member countries. He has been also actively involved in delivering numerous Islamic banking training courses at Kuwait Finance House, Gulf Investment House, ILIC and other major financial institutions in Kuwait such as National Bank of Kuwait, Gulf Bank, Kuwait Real Estate Bank and Kuwait FX Dealer Association.

Board of Directors


Gatot Basuki Soeseno Sarosa - Chief Director

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Ir. Gatot Basuki Soeseno Sarosa, MBA merupakan pria kelahiran Tegal, 21 November 1957, berhasil menyelesaikan pendidikan S1 pada jurusan Kehutanan di Institut Pertanian Bogor (IPB), selanjutnya meneruskan pendidikan Master of Bisnis (MBA) di University of New Orleans Louisiana USA, kemudian menempuh pendidikan Diploma di University of Connecticut USA mengambil program Human Resource Development (Summer Program). Beliau berkarir sejak 1983 di PT. Bank Bumi Daya, pernah juga mengajar di perguruan tinggi STIE Perbanas 1991, kemudian PT. Bank Bumi Daya (Persero) sebagai Internal Trainer dan Fasilitator 1991, Human Resource Development Institute for S2/ MM dan KPMG Sujendro Training Division sebagai pengajar 1993, Consultant for Service Excellent Bank Tiara 1993, PT. Coca Cola Amatil sebagai National Learning & Development Manager 1999, PT. Bank Bumi Putra sebagai Human and Resources Group Head 2000, HR and Compliance Director 2001, HR, Operation and IT Director 2002, Quality Assurance & Human Capital Director 2003, kemudian beliau juga pernah di PT Multi Talenta Indonesia 2006 dan PT Daya Dimensi Indonesia 2007 menjadi Senior Partner Konsultan, Bank Kesejahteraan Ekonomi, Bank Indonesia, PT SRW and Co dan PT Batik Danar Hadi 2009 sebagai Advisor untuk BOD, kemudian di PT Bank Muamalat Indonesia 2010 menjadi Kepala Divisi of Human Capital. Dan saat ini per tanggal 5 Februari 2016 kemarin telah resmi bergabung bersama PT. Al Ijarah Indonesia Finance sebagai Presiden Direktur.

Arief Indra Nurhari - Director

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Mr. Arief Indra Nurhari (41 years old) earned S.Kom of Gunadarma University, Depok in 1995, he later graduated as a Master in Agribusiness Management from Bogor Institute of Agriculture (IPB) in 2003. After graduation, he got a chance to follow the Executive MBA Program of the Asian Institute of Management (AIM), Philippines. In starting a career, his foray into the world of consumer finance for the first time in PT. Federal International Finance, he believed served as the Task Force Team to Head Office in Jakarta in 1995-1996, he served as a Branch Chief in 1997-1998 Samarinda. Amid his career, he served as Head of Bogor Branch in 1999-2003, and he served as Area Manager West Java in 2003-2004, he occupied a position of non-Honda (Used Motorcycle / Refinancing / Electronic) and Reposess Inventory Head Office, Jakarta in the year 2004-2006. Meranjak his career, he held positions as Customer Retention Management and Fleet Sales Head Office, Jakarta in 2006-2007. He then extended his career in Mega Finance, Jakarta as General Manager (Marketing & Sales) in the years 2008-2013. In 2013, he now serves as Director of Operations of PT. Al Ijarah Indonesia Finance.


Popo Achmad Fauzan - Director

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Kelahiran Jakarta, 10 Januari 1979 beliau berhasil menyelesaikan pendidikannya pada jurusan Ekonomi, MIPA Universitas Indonesia. Beliau memulai karir di Citibank NA 2001 sebagai Project Manager Support dari 3rd Party Consultant, selanjutnya Lippo Bank / CIMB Niaga 2002 beliau menjabat sebagai Financial Analyst at Financial and Accounting Report Division, kemudian 2006 Bank ICB Bumi Putra menjadi Corporate Planning Division Head, lalu bergabung di Bank Muamalat Indonesia sebagai Strategic Planning Division Head 2011, beliau resmi bergabung bersama PT. Al Ijarah Indonesia Finance 5 Februari 2016 sebagai Direktur Keuangan. Adapun penghargaan yang pernah beliau raih antara lain: Highest Score BSMR 2009, Best Islamic Bank in Indonesia 2014 (Islamic Finance News Awards 2014), Pioneering Islamic Bank 2014 (Global Islamic Finance Awards 2014), Best Islamic Financial Institution in Indonesia 2014 (Global Finance World’s Best Islamic Financial Institutions Awards 2014) dan Excellent Performance in Delivering Positive Customer Experience Category Sharia Banking 2015.

Sharia Supervisory Board


K.H. Ma 'ruf Amin - Chairman

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K.H. Ma'ruf Amin (66 years old) finished his study at Pesantren Tebu Ireng before pursuing further studies at several pesantrens in Banten. He graduated from the faculty of Ushuluddin, Ibnu Chaldun University in 1967. He was a member of the House of Representatives/ People's Consultative Assembly of the Republic of Indonesia in 1997 and the chairman of the fatwa commission of the Indonesian Council of Ulemas in 2000. Currently he is also the chairman of the Board of Sharia Supervisors of PT. Danareksa Investment and PT. Bank BNI (Persero) as well as a member of the Board of Sharia Supervisors of Bank Muamalat Indonesia. In addition, he is also active as the chairman of the Managing Body of The National Council of Sharia and member of the expert committee for the Development of Sharia Banking of Bank Indonesia.
Prof. Dr. H. Muardi Chatib - Members

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Prof. Dr. H. Muardi Chatib (76 years old) earned his PhD degree in 1989 and currently is a professor at the Syarif Hidayatullah State Islamic University, Jakarta. He possesses 50 years teaching experience, starting from a teacher at Madrasah Tsanawiyah, Islamic Teaching School (PGA) until lecturer at several universities in Indonesia. He was the chairman of Da'wa commission of the Indonesian Council of Ulemas in 1999. Presently he is also active as a member of the Board of Sharia Supervisors of Bank Muamalat Indonesia.
Prof. Dr. H. Umar Shihab - Members

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Prof. Dr. H. Umar Shihab (70 years old) obtained his PhD degree in Islamic Law from Hasanuddin University, Makasar. He started his academic career as a lecture in the Institut Agama Islam Negeri (State Islamic University) and he was a dean of the faculty of Ushuluddin and the sharia faculty until becoming the director of School of Islamic Religion and Director of Ulema Cadre Education. He was also active in politics as member of the regional House of Representative of South Sulawesi in 1987-1992 and a member of the Indonesian House of Representative in 1987-1999. In addition, he was also the chairman of the South Sulawesi Chapter of the Indoncesian Council of Ulemas and the Chairman of the Indonesia Council of Ulemas. Currently he is also active as a member of the Board of Sharia Supervisors in Bank Muamalat Indonesia.